What to Look for in Your First Credit Card

When you’re looking for your first credit card all the choices available can seem overwhelming. There are so many different options to choose from and you need to find the card that best suits your needs. When I got my first credit card I didn’t take a strategic approach at all. Instead I just applied […]

The Top 10 Straightforward Money Tips for College Students

You’re young and you have a bright future ahead of you — if you learn to manage your money the smart way, that is. You should start making smart choices about your money now in order to set up a solid financial foundation for the future. You can do just that with these top 10 […]

2 Little-Known Credit Score Killers

Many different factors come into play when it comes to calculating your credit score, and each credit bureau does things just a little differently (their algorithms are secret and change constantly to try and always have the best possible risk ratings).  However, there are common themes among all three bureaus that most people know about: Payment History […]

10 Steps College Graduates Must Do For Their Financial Future

If you’re a college student, and you have your eyes on graduating soon, congratulations!  However, getting done with college is only the first part.  You’re going to have to make a lot of tough financial decisions soon, including where you work, where you live, and more.  But, you can set yourself up for a strong financial future now […]

Things I Learned NOT To Pay For

You may have heard these before, but I’m being extra cautious this holiday season to make sure that I’m not accidentally paying for something that there is no reason to pay for. Here is my list of things I learned not to pay for!   ATM Fees If you ever have to pay ATM fees, […]