If you have some money to invest for a short period of time, take a look at this CNote review to learn about some of CNote’s benefits.
Inflation – it’s a scary word for investors. It’s really a scary word for retired people. But it should be something that everyone keeps in mind when looking at their investments. Inflation is simply the changes in prices of goods and services used by households. Price change over time (they usually go up). This […]
There are literally hundreds of different ways to make money in the stock market — but too many people forget all the different ways that you can potentially lose money in the stock market. Just like understanding risk and reward, investors need to understand both how to make money in the stock market, as well […]
It now seems as though interest rates may soon head higher, if not because there is hardly a chance rates can go lower, but because the economy may have reached an inflection point. Economic data is stronger than at any point in the last few years. Home prices are rising quickly. Home sales are improving, […]
Investing begins and ends with profits, but it should start with protecting your investment capital. Mathematics dictate that losses have a greater impact on total returns than gains. A 50% loss is covered only by a 100% gain; and a 33% loss to a portfolio can only be recovered with a 50% positive return. Hedging […]
As passive funds take a center stage, the number of bond funds on the market is skyrocketing. Most get into passive funds because they can’t be bothered to select individual bonds (i.e. buying individual bonds vs. bond funds), which means that investors have to judge a fund from a very simple cover. I’ll go through […]
Many people are under the impression that bonds are usually safer investments than stocks because you don’t lose your principal. However, that is not always the case, especially if you buy bonds in a bond fund. Bonds can be just as risky, and even more risky, than stocks, if not researched thoroughly. Recently, I wrote […]
Everyone has heard the saying ‘you need to diversify’. You hear about it for your portfolio as a whole – diversify in stocks and bonds. There are even some handy simple calculations to figure out how to do it (subtract you age from 100, and that is how much you should invest in stocks). You […]