A look back at The College Investor year in review, to see what business and personal goals worked well and what failed.
Archives for 2016
Since the Most Common Multiple Income Stream is a primary salary, you may be asking yourself how do I go about earning money through secondary income streams while working a main job. Well, first off, you can definitely create multiple income streams while working. But there are a lot of questions to ask with this […]
I know the title may sound like a misnomer, but there is a way you can get a raise and boost your salary without asking your boss, talking to HR, or really doing anything – it is simply taking all the vacation days you’re entitled to. The average American worker leaves almost 7 days of […]
On April 5th, 2012 Congress passed the JOBS act of 2012. With the stroke of a pen everyday people gained access to private investment markets that had once been the domain of “accredited investors,” people with incomes greater than $200K or assets greater than $1Million. Since the new law has been signed into place, real […]
It’s that time of year where we look back on what we have and haven’t accomplished and decide what to tackle in the next twelve months. For many, wealth building and debt reduction will be among the top goals for the year. If eliminating some of your debt while simultaneously improving other parts of your […]
Your uncle, your cousin, your boss at work – it seems like everyone these days has student loans. They must give them out to anyone who asks, right? Not necessarily. While the requirements to receive student loans aren’t particularly restrictive, there are certain criteria you must meet before being considered. This is different at the […]
This post brought to you by BB&T. The content and opinions expressed below are that of The College Investor. Let’s be honest – using a check register and visiting a bank on a weekly basis has become a thing of the past. Chances are you’ve got your bank’s app downloaded to your phone and it’s […]
Student loans affect millions of Americans, many of whom struggle to make their payments every month. Besides income-based repayment options and refinancing, there are few options for those barely squeezing by. However, one that is rarely discussed, but still applies to some borrowers, is student loan discharge. Discharging student loans is still a fuzzy concept for […]
Here are the biggest factors that contribute to student loan forgiveness eligibility to wipe away your student loans.
One of the biggest headlines during the Presidential campaign was about “lowering taxes” on individuals and corporations, and simplifying the tax code. A big argument for this is basically how complex the tax code is. Depending on who you ask, the tax code itself ranges from 2,600 pages long, to over 70,000 pages long. The […]
Enter to win a $500 Amazon Giftcard in our annual holiday giveaway here at The College Investor and make your holiday a little more special.
Are you looking to boost your portfolio returns through peer to peer lending? For the last several years Lending Club and Prosper have allowed everyday investors to profit from consumer lending. But in the last 15 months, a new type of peer to peer (P2P) lending platform registered with the SEC. GroundFloor now allows everyday […]
When you think of trading or investing, you probably think of stocks and bonds. You might also think of commodities, currencies and whatnot. But strolling into a mutual fund manager’s office and mentioning Bitcoins would probably get you an odd look, assuming he or she is not an avid reader of TechCrunch. Introduced in 2009, […]
Just like death and taxes, there is no way that you can get around auto insurance (legally, of course). Just because you’re required by law to have auto insurance, doesn’t mean that you have to pay a small fortune to get the coverage that you need. There are millions of Americans are overpaying for their […]
While the holiday season is filled with giving, family and plenty of good food it’s also a season that’s full of extra earning opportunities. Many companies are looking for extra help, families are looking for some assistance, and people are looking to buy things. All of it adds up to being a great time to […]
This is one of the toughest questions I get asked: I can’t afford my private student loans and I don’t see any options to get out of it – what do I do? It’s estimated that over 1.4 million borrowers have private student loan debt, with an outstanding balance of over $150 billion in loans. And […]
Do you have a “free” checking or savings account at one of the big banks? If you’re a financial boy scout or girl scout, the account is truly free to you. But someone who is a financial wreck is subsidizing you. If you’ve ever overdrafted on your account, the $35 per day overdraft charge proves […]
When my husband and I combined our finances, our first goal was to start saving for an emergency fund. At that point, we were planning to quit our jobs, move to Colorado and become self-employed. To do that, we really needed an emergency fund as a safety net…but we would also need a “go to hell” […]
There are so many money-making ideas that involve maximizing income. While this is a great way to change your financial status and pay off student loans, there are more fundamental steps to improving your financial life. One of the most important is to improve your credit – a concept that is poorly understood by many […]
It would be fair to say that where there are people, there is money to be made. But what’s important to remember is that it’s not as simple as declaring you’re going to make it as a small business owner in the Big Apple or the Windy City; you have to be in the right […]
Here’s our mega guide to crowdfunding investments, including equity crowdfunding, real estate crowdfunding, and the due diligence needed.
The key to investing success is finding asymmetric risks and rewards. Over time, if you consistently invest your money into assets with small downside potential but huge upside potential, you will see huge returns. It is a well-documented fact that finding asymmetric risk through the stock exchange is a struggle. Professional fund managers who invest […]