Now that tax time is over and you should be receiving your tax refund soon if you haven’t already received it, you could be eager to spend some of that “extra” money. If you’re like most Americans, you received $2,899 as a refund, which is a nice chunk of change. To give you some food […]
Archives for April 2012
Invest Simply! Unless You Are Getting a Degree in Stock Picking
This is a guest post from Van Beek of Stock Trend Investing, a blog about getting better stock market trading and investment returns to grow your savings for retirement, college, and financial freedom. You have heard the stories. You have had the thoughts: “If I just would have bought those Apple shares in 2010 I […]
A College Grad’s Guide to the Job Search
For many college students, this month and the next mark a momentous occasion: Graduation. Congratulations! You’ve studied hard, passed your exams, and have turned in the final papers of your undergraduate career. While you’re reveling in the hard-earned celebration surrounding you, make sure to keep a keen eye on your job search efforts because the […]
Do You Still Use Checks?
I was in line at Home Depot yesterday, and the person in front of me busted out a check book to pay! Really? I immediately switched lines, because they were taking forever! In this day and age, why is anyone still using physical checks to pay? If you want to use your checking account, use […]
Create Your Own Retirement!
Have you started thinking about retirement? If you haven’t you might want to start. With the recent economic downturn, Social Security retirement will soon become non-existent. The government has already started looking into increasing the retirement age from 65 to 67 by the year 2022. What would that mean for the average senior citizen? Well, […]
Five Interesting Ways To Earn Extra Income
What do you do if you find yourself at the end of the month and falling short of your financial goals? You could find ways to cut back your spending, but what if you’ve already cut your budget to the bare minimum? An easy solution is to make more money. Instead of the standard routes […]
Financial Preparations For a Newborn
The best news for a married couple is finding out that they are soon-to-be parents. This is excellent news, especially if the couple has made necessary preparations for a child. However, being ready for a baby also includes being prepared financially. Not only for when the baby is first born, but also as they grow […]
Getting a Safe Deposit Box
I was thinking about getting a safe deposit box the other day, and wanted to share with you some of my thoughts about it. I like the idea of having a secure box somewhere outside my home. I consider it a back-up in case something should happen (like a fire). I also like the idea […]
When Renting is Better than Buying
Last week, I wrote about why it’s not always a bad thing to spend more money on some purchases. When pointing out the benefits of investing in quality products that you’ll use over and over again, it’s easy to see why you should fork over a few extra pennies for purchases such as footwear, cars, […]
Should You Accept Money From Your Parents?
Many parents want to help with everything in your life – it’s just part of being a parent. Some parents help with babysitting grandkids, others help with home repair, but many help with money. As a kid, I loved getting money from my parents because I could spend it on whatever I wanted. Even as […]
5 Signs You Have a Horrible Boss
I was watching the movie Office Space the other night, and the boss in that movie always cracks me up. I thought that since today is Friday, I’d share some humor, and hopefully, you could contribute some stories as well. If you haven’t seen the movie or don’t remember, here is a clip that pretty […]
College Budget Woes
Oh the memories of college. Long nights, increased responsibilities, extra anxiety, new experiences, college frat parties, but the memory that sticks out in my mind the most is being “financially strained”. Most college students are trying to focus completely on school so they are either working part-time, or not at all. Students are always trying […]
Spending More Money: It’s Not Always a Bad Thing!
We’ve heard it many times before: Save, save, and save some more. Save enough that it hurts. Save today for a better tomorrow. A penny saved is a penny earned. But when is it wise not to save? When should we pay extra for the things we’re buying? Depending on who you ask, the answer […]