Should I Refinance My Home? Here’s What To Consider To Save Money

You might have heard people asking, “Should I refinance my home now?”  You might wonder if you should actually think about the same thing yourself. With interest rates still being at near historic lows, and home prices back near all time highs, it can make a lot of sense for some people to refinance their […]

Freshman Year Tips

Today’s post is from Squirrelers, a personal finance blog about squirreling your money away!  This post is part of the Yakezie Blog Swap, and you can read my post about Working is Essential for College Freshmen at Squirrelers.  Freshman year of college is a huge step in the lives of many young people.  Aside from […]

Reasons To Not Invest

A couple weeks ago, I posted a question: why are you hesitant to invest? At the time, the market was in turmoil, with huge volatile swings daily in the market.  I got quite a few interesting responses,and wanted to share the reason about why you, the reader, don’t invest or are hesitant to. I was […]

How To Lose Gen Y Investors and Alienate People

Today I’m hosting a post with an interesting perspective from Liz Kofman.  Liz Kofman is the co-founder of The Lattice Group, a non-profit that conducts research on work-life issues from a Gen Y perspective, and a PhD candidate in Sociology at UCLA.   This post looks at how many of the largest companies in the United […]

5 Biggest Career Mistakes

Whether you are several years into your career or just starting your first job search, there are a number of potential mistakes which can be made along the way.  Making and learning from these mistakes is an important part of workplace development, however some can be more damaging than others. Being aware of these pitfalls […]

Volatility Strikes – 3 Tips to Take Your Mind Off The Chaos

With the market in as much turmoil as it is in, it is important to keep a calm, level head. This is not the time to make investment decisions out of fear. If you are a long-term investor (which you should be in most of your accounts), you should hang in there! But it can […]

Buying Individual Bonds Versus Bond Funds

Many people are under the impression that bonds are usually safer investments than stocks because you don’t lose your principal. However, that is not always the case, especially if you buy bonds in a bond fund. Bonds can be just as risky, and even more risky, than stocks, if not researched thoroughly. Recently, I wrote […]

The Best Ways To Maximize Your IRA Potential

If you’ve read The College Student’s Guide to Investing, you know that an IRA is a great way to get started investing. And, you may have seen the 5 Worst IRA Mistakes Made Everyday. Today, I want to talk about the best ways to maximize your potential return in your IRA. First, it is important […]

Do You Know What’s In Your Wallet?

Last week, an acquaintance of mine had her purse stolen. In it, she had her whole life of personal finance stuff: IDs, credit cards, etc. Within hours, whoever stole it had used her cards, and she has had to spend hours each day since battling the theft by calling banks, writing letter, etc. It is […]

Building a Diversified Bond Portfolio

Everyone has heard the saying ‘you need to diversify’. You hear about it for your portfolio as a whole – diversify in stocks and bonds. There are even some handy simple calculations to figure out how to do it (subtract you age from 100, and that is how much you should invest in stocks). You […]