The College Investor

Millennial Personal Finance and Investing Blog

Home » Archives for December 2011

Archives for December 2011

How I Fought Back Against Wells Fargo Fees

Last Updated On 20 Comments
This article contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. For an explanation of our Advertising Policy, visit this page.

I am an extremely frustrated Wells Fargo customer. Maybe since I’ve always been a capitalist at heart, I never really was bothered too much by bank fees, because most of the time they seemed, on some level, to make sense. However, earlier this month, I came across a fee at Wells Fargo that really made […]

Filed Under: Saving Tagged With: , , , , , ,
Editorial Disclaimer: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, or other advertiser and have not been reviewed, approved or otherwise endorsed by any of these entities.

Comment Policy: We invite readers to respond with questions or comments. Comments may be held for moderation and are subject to approval. Comments are solely the opinions of their authors'. The responses in the comments below are not provided or commissioned by any advertiser. Responses have not been reviewed, approved or otherwise endorsed by any company. It is not anyone's responsibility to ensure all posts and/or questions are answered.

All About Private Mortgage Insurance

Last Updated On 2 Comments
This article contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. For an explanation of our Advertising Policy, visit this page.

In recent years, consumers have grown overwhelmingly reluctant to purchase a new home, and for good reason.  Although property values and mortgage rates are at all time lows, unemployment is at an all-time high.  This is consistent throughout the United States, where families feel a greater level of anxiety each day about the consequences of […]

Filed Under: Insurance Tagged With: , ,
Editorial Disclaimer: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, or other advertiser and have not been reviewed, approved or otherwise endorsed by any of these entities.

Comment Policy: We invite readers to respond with questions or comments. Comments may be held for moderation and are subject to approval. Comments are solely the opinions of their authors'. The responses in the comments below are not provided or commissioned by any advertiser. Responses have not been reviewed, approved or otherwise endorsed by any company. It is not anyone's responsibility to ensure all posts and/or questions are answered.

What To Get A Blogger For Christmas

Last Updated On 9 Comments
This article contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. For an explanation of our Advertising Policy, visit this page.

Well, it’s almost Christmas, and I’m a procrastinator.  Besides that, I’m hoping my wife is too, and that she will read this list and get me something from it! Here are some “essentials” that I would love to get for Christmas, and they would probably be great for the blogger in your life as well! […]

Filed Under: Life Tagged With: , ,
Editorial Disclaimer: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, or other advertiser and have not been reviewed, approved or otherwise endorsed by any of these entities.

Comment Policy: We invite readers to respond with questions or comments. Comments may be held for moderation and are subject to approval. Comments are solely the opinions of their authors'. The responses in the comments below are not provided or commissioned by any advertiser. Responses have not been reviewed, approved or otherwise endorsed by any company. It is not anyone's responsibility to ensure all posts and/or questions are answered.

How No Cost Refinances Work

Last Updated On 11 Comments
This article contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. For an explanation of our Advertising Policy, visit this page.

With interest rates so low, and going lower by the day, many people are thinking about refinancing their homes.  One ploy that mortgage companies use to incentivize refinancing is the “No Cost” Refinance.  Most people know that getting a mortgage involves costs: fees, escrow, appraisal, etc.  When calculating your return on refinancing, most people look […]

Filed Under: Spending Tagged With: , ,
Editorial Disclaimer: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, or other advertiser and have not been reviewed, approved or otherwise endorsed by any of these entities.

Comment Policy: We invite readers to respond with questions or comments. Comments may be held for moderation and are subject to approval. Comments are solely the opinions of their authors'. The responses in the comments below are not provided or commissioned by any advertiser. Responses have not been reviewed, approved or otherwise endorsed by any company. It is not anyone's responsibility to ensure all posts and/or questions are answered.

What is an Insurance Dividend?

Last Updated On 7 Comments
This article contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. For an explanation of our Advertising Policy, visit this page.

I was excited earlier this month when I received a “dividend” from my insurance company.  I was always surprised by this, because I never understood why an insurance company would pay a dividend.  I understood why stocks paid dividends – to return earnings to shareholders.  Well, insurance companies do the same thing, but they are […]

Filed Under: Insurance Tagged With: ,
Editorial Disclaimer: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, or other advertiser and have not been reviewed, approved or otherwise endorsed by any of these entities.

Comment Policy: We invite readers to respond with questions or comments. Comments may be held for moderation and are subject to approval. Comments are solely the opinions of their authors'. The responses in the comments below are not provided or commissioned by any advertiser. Responses have not been reviewed, approved or otherwise endorsed by any company. It is not anyone's responsibility to ensure all posts and/or questions are answered.

The Best Investment Advice I’ve Received

Last Updated On 14 Comments
This article contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. For an explanation of our Advertising Policy, visit this page.

My name is SFI, and I blog at Six Figure Investor.  I want to share the best investment advice and other investing tips I received in my youth that was staring at me in plain view. It is my hope that the readers of The College Investor will find it useful and entertaining! Let’s go […]

Filed Under: Investing Tagged With: , , , , , , , ,
Editorial Disclaimer: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, or other advertiser and have not been reviewed, approved or otherwise endorsed by any of these entities.

Comment Policy: We invite readers to respond with questions or comments. Comments may be held for moderation and are subject to approval. Comments are solely the opinions of their authors'. The responses in the comments below are not provided or commissioned by any advertiser. Responses have not been reviewed, approved or otherwise endorsed by any company. It is not anyone's responsibility to ensure all posts and/or questions are answered.

How America Does Personal Finance Better

Last Updated On 13 Comments
This article contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. For an explanation of our Advertising Policy, visit this page.

This week has been a controversial week here at The College Investor, so I thought I would wrap it up on a high note about some things America get’s right with personal finance.  Even with all that could be done better, that are a lot of great things to be thankful for, as you don’t […]

Filed Under: Politics Tagged With: , , , ,
Editorial Disclaimer: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, or other advertiser and have not been reviewed, approved or otherwise endorsed by any of these entities.

Comment Policy: We invite readers to respond with questions or comments. Comments may be held for moderation and are subject to approval. Comments are solely the opinions of their authors'. The responses in the comments below are not provided or commissioned by any advertiser. Responses have not been reviewed, approved or otherwise endorsed by any company. It is not anyone's responsibility to ensure all posts and/or questions are answered.

Congressional Leaders Promote Individual Financial Un-Accountability

Last Updated On 14 Comments
This article contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. For an explanation of our Advertising Policy, visit this page.

What ever happened to individuals taking care of themselves?  What ever happened to leadership and accountability in America?  It seems to have gone away… I’m a big proponent of personal accountability and leadership accountability.  One of the things I live by is the 10 Steps of Accountability.  It really defines what accountability is, and where […]

Filed Under: Saving, Student Loans Tagged With: , , , , ,
Editorial Disclaimer: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, or other advertiser and have not been reviewed, approved or otherwise endorsed by any of these entities.

Comment Policy: We invite readers to respond with questions or comments. Comments may be held for moderation and are subject to approval. Comments are solely the opinions of their authors'. The responses in the comments below are not provided or commissioned by any advertiser. Responses have not been reviewed, approved or otherwise endorsed by any company. It is not anyone's responsibility to ensure all posts and/or questions are answered.

Our Leaders Can’t Pass Economics 101

Last Updated On 3 Comments
This article contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. For an explanation of our Advertising Policy, visit this page.

As with most Americans, I have been extremely disappointed with the political leadership in the country for some time.  The sad part is, while each side blames each other, they are both equally to blame.  Since this is a finance blog, I’m not going to cover every issue, but as the title says, how can […]

Filed Under: Politics Tagged With: , , , , ,
Editorial Disclaimer: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, or other advertiser and have not been reviewed, approved or otherwise endorsed by any of these entities.

Comment Policy: We invite readers to respond with questions or comments. Comments may be held for moderation and are subject to approval. Comments are solely the opinions of their authors'. The responses in the comments below are not provided or commissioned by any advertiser. Responses have not been reviewed, approved or otherwise endorsed by any company. It is not anyone's responsibility to ensure all posts and/or questions are answered.

Finding The Best Credit Card

Last Updated On 6 Comments
This article contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. For an explanation of our Advertising Policy, visit this page.

With the holiday’s coming up quickly, and so many changes in the credit card industry, it is essential to make sure that you are finding and using the best credit card possible.  Recent financial reform in Washington has caused a lot of credit cards to change their perks, and so many people who thought they […]

Filed Under: Spending Tagged With: , ,
Editorial Disclaimer: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, or other advertiser and have not been reviewed, approved or otherwise endorsed by any of these entities.

Comment Policy: We invite readers to respond with questions or comments. Comments may be held for moderation and are subject to approval. Comments are solely the opinions of their authors'. The responses in the comments below are not provided or commissioned by any advertiser. Responses have not been reviewed, approved or otherwise endorsed by any company. It is not anyone's responsibility to ensure all posts and/or questions are answered.

Everything To Know About Layaway

Last Updated On 4 Comments
This article contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. For an explanation of our Advertising Policy, visit this page.

Layaway is a favorite choice among consumers and it has started to make a comeback this holiday season.  What’s even more interesting – customers couldn’t be more excited.  After all, what’s not to love about a service that provides the convenience of a credit card without the expensive interest rates?  Sure, you’ll have to wait […]

Filed Under: Spending Tagged With: , , ,
Editorial Disclaimer: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, or other advertiser and have not been reviewed, approved or otherwise endorsed by any of these entities.

Comment Policy: We invite readers to respond with questions or comments. Comments may be held for moderation and are subject to approval. Comments are solely the opinions of their authors'. The responses in the comments below are not provided or commissioned by any advertiser. Responses have not been reviewed, approved or otherwise endorsed by any company. It is not anyone's responsibility to ensure all posts and/or questions are answered.