Do You Know What’s In Your Wallet?

Last week, an acquaintance of mine had her purse stolen. In it, she had her whole life of personal finance stuff: IDs, credit cards, etc. Within hours, whoever stole it had used her cards, and she has had to spend hours each day since battling the theft by calling banks, writing letter, etc. It is […]

Building a Diversified Bond Portfolio

Everyone has heard the saying ‘you need to diversify’. You hear about it for your portfolio as a whole – diversify in stocks and bonds. There are even some handy simple calculations to figure out how to do it (subtract you age from 100, and that is how much you should invest in stocks). You […]