5 Best Private Student Loan Lenders
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Find the right student loan lender for you.
We compare the top options for student loan lenders so you can find the best choice to pay for college. Remember, you should get 3-4 quotes as your individual credit may impact your rate.
Excellent Student Loan Lenders
Lender Name | APR | Get Started |
|---|---|---|
 | Variable Rate 3.65% - 16.06% Fixed Rate 2.69% - 16.86% | No Cosigner Required! |
 | Variable Rate 3.89% - 17.99% Fixed Rate 2.49% - 17.99% | |
 | Variable Rate 4.74% - 16.60% Fixed Rate 2.29% - 16.24% | |
 | Variable Rate 6.75% - 13.05% Fixed Rate 2.99% - 12.85% | |
 | Variable Rate 3.62% - 16.25% Fixed Rate 2.89% - 17.49% |
Lender Name | APR |
|---|---|
No Cosigner Required! | Variable Rate 3.65% - 16.06% Fixed Rate 2.69% - 16.86% |
| Variable Rate 3.89% - 17.99% Fixed Rate 2.49% - 17.99% |
| Variable Rate 4.74% - 16.60% Fixed Rate 2.29% - 16.24% |
| Variable Rate 6.75% - 13.05% Fixed Rate 2.99% - 12.85% |
| Variable Rate 3.62% - 16.25% Fixed Rate 2.89% - 17.49% |
See Why These Lenders Are Our Top Picks
- Ascent: One of the few private loan lenders that offers loans with no cosigner required.
- College Ave: They are consistently one of the lowest rate lenders on the marketplace.
- Earnest: Low rates offered through one of the most well known lenders.
- ELFI: One of the original student loan lenders, with some of the best options for medical and health professional students.
- Sallie Mae: The largest student loan lender in the United States with strong rates and options.
To Recap
To recap on our selections:
Ascent: One of the few lenders that doesn't require a cosigner for all loans.
College Ave: Our top individual as they consistently have some of the lowest student loan rates.
Earnest: They are one of the oldest lenders and have some of the best rates consistently for all borrowers.
ELFI: One of the largest student loan originators, and as a result, they typically offer some of the lowest student loan rates available.
Sallie Mae: They are the largest student loan lender and have a huge amount of options.
Check out our full list of the best private student loans here.