How much do you think you know about student loans? Do you know how to make sure that you get the best possible student loan BEFORE you borrow? If you already have student loan debt, do you know if you’re one of the 50% of student loan borrowers that qualify for some kind of student loan forgiveness program?
Don’t worry if you don’t have the answers. I’ve put them together right here for you in:
Not only will I teach you everything you need to know about student loans, but I’ll also teach you how you can get out of debt the smart way by leveraging government programs and other incentives that you may qualify for.
We launched this guide in 2013 and it has been read by over 50,000 people since then. We've spent the last month updating everything in the guide to reflect the new programs that can help you escape student loan debt – including a new chapter on getting your loans out of default and back on track.
Here's what you're going to learn:
The Definitive Guide To Student Loan Debt
Chapter 1: What You Need To Know About Student Loans – Most students need student loans to pay for their at least part of their education. This chapter will give you an overview of what you need to know based on your situation.
Chapter 2: The Different Types Of Student Loans – There are multiple types of student loans – both Federal and private. This chapter will give you an overview of both types of loans, as well as when it makes sense to take on each one.
Chapter 3: Finding The Best Student Loan Options – This chapter will walk you step by step through our Education Return On Investment calculation so that you can figure out the best student loan option for your situation.
Chapter 4: Student Loan Repayment Plans – This chapter will help you understand the many different types of student loan repayment plans and which could work for you based on your situation.
Chapter 5: Student Loan Deferment And Forbearance – This chapter will help you understand the options for delaying student loan repayment through deferment or forbearance, and has downloads of all the forms you need to fill out if you want to apply.
Chapter 6: Student Loan Forgiveness – This chapter will walk you through the main student loan forgiveness programs available to borrowers, as well as where you could potentially find other student loan repayment assistance programs.
Chapter 7: Other Ways To Discharge Or Cancel A Student Loan – This chapter discusses the more uncommon types of student loan discharge, including disability and closed school discharges.
Chapter 8: Student Loan Refinancing And Consolidation – This chapter covers everything you need to know about student loan refinancing and consolidation. It highlights the differences, and when it makes sense.
Chapter 9: Student Loan Default And Rehabilitation – This chapter discusses the steps necessary to get your student loans out of default so that you can stop having your wages and tax refunds garnished.
Chapter 10: Final Reminders For Student Loan Borrowers – This chapter covers some final reminders about student loan debt, as well as where to find more personalized help.
My hope is that you find this guide useful! I know that there is a lot of confusing information out there about student loan debt, and this guide puts it all in one place to help you.
As time goes on, I’ll keep the guide updated with the latest and greatest information about student loan debt. If you see anything that needs fixing, feel free to leave a comment below.
P.S. Please hop over to The Definitive Guide To Student Loan Debt and share it. It would mean a lot to me!