When people are hard up, life can be tough. But it doesn’t mean you have to be a jerk about things. One of the prime examples of not being a jerk when you’re experiencing tough times was Chris Gardner from Pursuit of Happyness. In this money movie, even though he’s living in homeless shelters and barely eating at night, he’s polite, tries hard with his son, and works hard at his job.
Then, there are these stories below. Insane stories of being jerk when your broke. Maybe if these people would have saved a little more money, they’d be nicer…who knows – jerks are usually jerks, rich or or poor.
1. Giving A Gift, Then Taking It Back
Imagine Grandma coming over to your house at Christmas and bringing gifts for the grandkids. There were toys and clothes, and they opened them on Christmas morning and loved them. Then, two days later, Grandma came back over and took the gifts back – because she needed to return them to get the money because she was broke.
Kids crying, gifts gone, and a broke Grandma that was a jerk to get back maybe $200 she spent in gifts – which will probably be gone in less than a week.
2. Borrowing Money From Family Gone Bad
Imagine a sister borrowing money from mom because she was hard up. Of course mom says yes – she feels obligated to take care of her kids. But now, years laters (and no payments back on the loan from sister), mom is down to her last dollar. Multiple family members call sister and say she needs to pay something back, because mom has no money left. Well, sister sends a check to mom, for the amount of $0.00, and a memo – “Get a job!”.
While it’s not uncommon for families to screw each other over when it comes to money (which is why you probably shouldn’t loan money to family).
3. Ungratefully Asking For Gifts
Weddings can always be challenging times on the family dynamics. Now, imagine if you have three daughters. For the first daughter, you contribute $5,000 to the wedding costs. For the second daughter, you do the same thing, and contribute $5,000. Now, the third daughter keeps getting older and has no prospects. Frustrated, she tells her parents that she “deserves” $5,000, plus inflation, today since she’s not getting married and it’s not fair that her other sisters got this money.
I hate ungrateful children – but especially ungrateful adult children.
4. Stealing Their Children’s Identity
Identity theft has been all over the news the last few years, but a really scary aspect of it is parents who steal their children’s identity. Image a couple that is spending $2,000 more per month than they’re bringing home. They’re buying all kinds of fancy clothes and home goods, and they travel to exotic locations several times per year. The trouble is, they’ve maxed their own credit cards and they don’t want to stop “living the dream”. So, they start opening credit cards in their child’s name.
By the time their child is 5 years old, the kid has $65,000 in credit card to his name, and his parents simply stop paying the bills. Then they claim it’s identity theft and someone “stole” their kid’s information. Well, guess what, the cops aren’t dumb, and these broke parents really just caused their child a lifetime of financial misery.
5. Ditching Out On A Bill
Going out with friends can be fun. But then you have that one friend – he orders two drinks, maybe an appetizer. It’s all fun and games, and great conversation. Then the bill comes. And he awkwardly stares at you. Then keeps staring. Then maybe takes a sip of his drink, and tries to start some conversation again. But it continues to be awkward.
Seriously, all you had to do was say something, not just try to hide the fact you were broke.
What jerk money moves have you witnessed?
Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him here and here.
He regularly writes about investing, student loan debt, and general personal finance topics geared towards anyone wanting to earn more, get out of debt, and start building wealth for the future.
He has been quoted in major publications including the New York Times, Washington Post, Fox, ABC, NBC, and more. He is also a regular contributor to Forbes.