For some people, growing your net worth by $5,000 per month might seem crazy. For others, it might seem normal. Growing your net worth by $5,000 per month means seeing your net worth rise by $60,000 per year. That sounds like a lot, but if you’re looking to retire and live comfortable in the future, […]
What differentiates gamblers and investors? Math. In particular, investors have statistical expectations on their side. They know that upside potential outweighs the downside risk. If they make the same “bet” over and over again, investors will see a positive return on their money. Active trading is a form of investing that allows investors to arbitrage […]
There has been a lot of talk lately about the mega backdoor Roth IRA. For a long time, it was an unspoken secret used by retirement planners. However, the IRS released guidance that specifically addressed both backdoor Roth IRA conversions, and the so-called Mega Backdoor Roth IRA. As a result, it has gained even more popularity […]
College can be a tricky time for investing. On one hand, you’ve got the energy from your youth to pursue an interesting proposition. On the other is a combination of financial stress and lack of time due to your studies. Quick wins create a high like none other (just look at those on /r/WallStreetBets). There’s […]
You’ve thought about it before: creating several streams of passive income to live off. But it just sounds too good to be true. And I’m not just talking about the passive income that requires work – I’m talking about residual income streams that work all the time, even when you’re sleeping. I mean, how can […]
Is investing hard? Not really. At The College Investor, we believe that lazy investors grow rich. Investors rarely need to learn about anything beyond basic asset allocation. Once you figure out some jargon and automate a habit of sensible investing, you’re set. It’s easier than ever to start investing in publicly traded stocks and bonds. […]
The single most popular trend in investing today is passive investing. Most people associate passive investing with low cost, broad based index funds like those you can purchase at Vanguard. But can you be a passive investor with a more complex strategy? M1 Finance thinks you can. Their innovative investing platform brings together the best […]
From talking babies to Kevin Spacy, Etrade’s prominent marketing campaigns have made it one of the most well-known online trading platforms on the market but do they have more to offer than catchy slogans and celebrity endorsements? E-Trade offers tools and platforms aimed at both experienced and novice investors because of this, most investors can […]
To say that women are becoming more involved in the financial world is an understatement. While income inequality is still an issue, females are earning higher salaries and taking more agency with their finances than ever. So why aren’t they investing? Research shows that men are five times more likely than women to prioritize investing. […]
Asset allocation refers to the overall mixture of stocks, bonds, and asset classes in your portfolio, and it’s the biggest success factor.
Every new investor faces two challenges: The barrier to entry being too high Not having the slightest idea of what to actually invest in It’s no secret that investing jargon can sound like a foreign language. This can deter many people from ever taking the time to learn what they actually need to know. On […]
The first time I ever heard of MLPs was from my Uncle Jeff. Imagine an enormous lumberjack, with a Santa Claus beard and a penchant for stretching the truth. “You know who’s really getting rich up there in Williston? It ain’t them truck drivers. It’s them MLPs. They’re earning all this money without paying any […]
For many people, New Year’s is about change. Whether it’s resolving to lose weight, learn a new language or connect with old friends, January 1st gives everyone an excuse to make the changes they need in their life. But have you ever considered setting financial goals? Creating smart money habits will benefit you beyond the […]
On April 5th, 2012 Congress passed the JOBS act of 2012. With the stroke of a pen everyday people gained access to private investment markets that had once been the domain of “accredited investors,” people with incomes greater than $200K or assets greater than $1Million. Since the new law has been signed into place, real […]
The key to investing success is finding asymmetric risks and rewards. Over time, if you consistently invest your money into assets with small downside potential but huge upside potential, you will see huge returns. It is a well documented fact that finding asymmetric risk through the stock exchange is a struggle. Professional fund managers who […]
How to get started investing in your 30s if you’ve never invested before, with a look at life events, financial balance, and more.