Carnival of Passive Investing – Halloween Edition

Happy Halloween! Welcome to the Carnival of Passive Investing – Halloween Edition!  The goal of the Carnival of Passive Investing is to showcase the best articles from around the web that cover passive investing topics.  We’re believers that passive investing is the way to generate the best returns over the long run.  It’s okay to [...]

The Worst 401k Mistakes Millions of Americans Commit Every Year

For the most part, having a 401(k) investment is pretty simple, especially if it’s offered through your company. You let your company know what percentage (or what dollar amount) you’d like to invest, and it’s automatically withdrawn from your paycheck and put into your 401(k). The money gets divided into your preselected investments and presto, [...]

Equal Weighted Index Funds Outperform Their Benchmark Indexes

We love index funds here at The College Investor, and we’ve recommended several in our College Student’s Guide to Investing.  However, there’s a new type of index fund that is gaining in popularity, and one that I recommend in some cases – the equal weighted index fund. An equal weighted index fund is just like [...]

6 Secrets Behind Effective Retirement Planning

Whether you plan on retiring early or working into your 80’s, we all need to be purposeful with our retirement planning. The mass media is replete with tricks that claim to help you achieve that million dollar portfolio (truthfully, that number is likely on the small side) and set sail into retirement so you can [...]

Are Fees Taking a Bite Out of Your Retirement Planning?

I was reading the other day and stumbled across an article that stopped me dead in my tracks. Even if you’re not a finance nut like me, you need to know what it said. Yahoo Finance reported recently that an estimated 8,000 Baby Boomers will leave the workforce each and every day for the next 16 [...]

3 Ways to Hedge Your Portfolio Gains

Investing begins and ends with profits, but it should start with protecting your investment capital. Mathematics dictate that losses have a greater impact on total returns than gains. A 50% loss is covered only by a 100% gain; and a 33% loss to a portfolio can only be recovered with a 50% positive return. Hedging [...]

Closed-End Funds: The Ins and Outs

Hidden in the small cap corners of the investment universe are hundreds of closed-end funds overlooked by Wall Street. These funds do it all, from private equity-style investments in small companies to leveraged junk bond investments you can’t find anywhere else. Let’s look at the closed-end fund category and explore why investors might choose to [...]

Socially Responsible Investing: Where’s Your Limit?

The reality is that, as investors, we make money from the success of American and international businesses. When Walmart sells groceries, investors benefit. When McDonald’s sells a Big Mac, investors benefit. The effect of one sale is marginal. The effect of millions of sales leads to quarterly profits, which lead to dividends, and hopefully appreciation [...]

Do You Make These 6 Investing Mistakes?

Everyone makes mistakes.  But if you learn from those mistakes, it never a bad thing.  However, it is even better if you can learn from others’ mistakes and avoid making them in the first place.  Here are six common investing mistakes that you could be making right now!  Read up, and try to avoid them [...]

How to Use High and Low Beta Stocks and ETFs

Beta is a useful measure to determine how wildly one stock, fund, or other security will move with movements in a stock market index.  To calculate beta, the price action of a single stock or fund is compared to the price action in the S&P 500 index. Beta can range from negative to positive infinity. [...]

The College Student’s Guide to Investing

So, you worked all summer and now you have some extra cash on hand, maybe $1,000 or more. If so, nice job! Now, do you take that $1,000 and spent it on beer all year? Or do you take that money and invest it? Well, if you spent it on beer, you will drink fine [...]