This guest post was written by Jason Bushey. Jason is a personal finance blogger. Ah, the joys of college. The late nights, the library cram sessions, the … credit card offers. OK, so we get nostalgic about a lot of things when it comes to college, but credit card offers aren’t one of them. But [...]
Reader Question: Can I Make Money Using a Balance Transfer at 0%?
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Last month, I put out a request for reader questions, and I’m excited to start sharing some of the questions and stories I received! The readers are what define this website, and so I want to continue to produce content that is relative to you! Anyway, I received a question from Renee on possibly using [...]
Where To Find a Cash Advance
Every now and then, you may come to a point where you are short on cash and need to find a quick infusion. There are several options for you, but it is important that you really understand the nuances of each option to make sure that you are making the best possible decision. Here are [...]
How To Reload Your Green Dot Credit Card
Green Dot is a prepaid credit card that is easy to use. The consumer has the option of choosing between a prepaid Visa and a prepaid MasterCard. The card is a safer alternative to carrying around lots of cash. This article aims to teach you about the Green Dot Credit Card, including how it works and some [...]
Yakezie Carnival – Olympics Closing Ceremony Edition
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Welcome to the Yakezie Carnival, which is hosted by members and challengers of the Yakezie Network – The Largest Personal Finance and Lifestyle Blogger Network. Today, I’m kind of sad to say, is the end of the Olympics. I had a lot of fun watching all the different events, so I thought it would be fun to [...]
The Right Time for Debt Settlement
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Many people struggle with debt today. Unemployment remains high, the job market fails to create enough jobs, and the cost of living outpaces most incomes It would be great if everyone could solve their debt problems on their own. Well-known and unknown financial gurus publish books and videos with good, basic financial advice for consumers [...]
2 Little-Known Factors That Could Affect Your Credit Score
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Many different factors come into play when it comes to calculating your credit score, and each credit bureau does things just a little differently (their algorithms are secret and change constantly to try and always have the best possible risk ratings). However, there are common themes among all three bureaus that most people know about: Payment History [...]
Want a Method for Clearing Debt that Really Works? Make it a Game!
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Almost five years ago, I had a net worth of negative $23K, $200 in savings, and ample amounts of credit card debt. Fast-forward to now and you’ll find a far different financial picture: A net worth of over $130K, $87K in savings, and $0 in credit card debt. Plus, I own my first home, and [...]
Different Lending Alternatives
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There are may different ways that you can get a loan if you need one, especially depending on the purpose of the loan. Here is a look at different alternative ways you can go about getting a loan to meet your individual needs – whether it is starting a small business or making ends meet. [...]
First-Time Home Buying 101
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It’s official: Mortgage rates have again hit an all-time low. With rates falling and inventory levels building, there’s never been a better time to buy your first home. There are a lot of good deals out there, but you need to make sure that you know what you’re doing so that you don’t overpay or [...]
Why Your Business Needs to Accept Credit Card Payments
The world of mobile credit card processing has changed dramatically in the past 18 months. The widespread popularity of smartphones is helping to push the acceptance of chip-based credit cards in the U.S. via the now globally accepted EMV standard. The terminals used for EMV mobile credit card processing are also enabled for near field communication (NFC), [...]
Bad Credit Can Become Good Credit
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“Bad Credit” It’s such a negative term but lately it’s becoming more and more common. Each individual has their own circumstances and it doesn’t necessarily have to be because of poor money management skills. With the recent economic downfall we have experienced the last several years, more and more Americans are facing this problem.
Should You Check Your Credit Score?
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A lot of financial “gurus” preach on a regular basis that you should check your credit score or your FICO score and know where you stand. Well, I’m telling you today that you SHOULDN’T! You may be saying, “Wait!!! You need to know what your score is to get a credit card, buy a house, [...]
Sunday Funday Round-Up
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Are you registered to win The College Investor 2012 Super Fan Giveaway? If not, sign up here: Super Fan Giveaway! The first week’s leaderboard is posted. Add me to your Google+ circle to see how you rank:The College Investor Google +. Happy Sunday everyone! Hope you’re having a fun day! I had a blast running The College [...]
