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Investing does NOT mean gambling.

Investing Tip #176: Investing Does Not Mean Gambling

Gambling depends on pure luck. Your luck works for you. When investing, you don’t put money on luck. You put your money in well researched investment products where your money can grow. Investments are generally for longer term, for larger needs and future demands. If you want to learn more check out the following resources: Investing […]

Hilton and Hyatt Hotel Stocks

Hilton and Hyatt Upgraded After Sell-off, Time to Buy Hotels?

Last week, both Hyatt Hotels Co (NYSE:H) and Hilton Worldwide Holdings (NYSE:HLT) were upgraded by analysts at Macquarie and SunTrust, respectively.  Price targets of $65 for Hyatt and $26 on Hilton shares indicate upside of 19% for each stock from Thursday’s closing price.  In addition, Hilton was moved to “Top Pick” by JMP Securities on […]

investment advice

5 Types of People You Shouldn’t Take Investment Advice From

When you make that first, all-important decision to enter the immensely impressive and confusing world of investing, you’ll find yourself on the receiving end of all sorts of unsolicited advice. While some (but probably not all) of it is well meant, it’s important to keep in mind that investment decisions are best made according to […]

Acorns App Review: An Easy Way to Invest Your Spare Change. This is the PERFECT solution for anyone new to investing or trying to invest on a tight budget.

Acorns App Review: Building Wealth with Pocket Change

Do you have trouble finding money to invest? What if you could build your wealth with a hand full of change at a time? That’s pretty doable, right? Acorns, a new smartphone app, wants to help give you the nudge to invest. They round up your spare change from purchases you make and invest it […]

How to Invest in Dogs of the Dow

Investing Tip #174: Dogs of the Dow Strategy is Simple with Good Returns

Pick up the top ten dividend yielding companies out of the 30 listed on DJIA. These are known as Dogs of the Dow. Re-balance your portfolio every year. This strategy produces return better than DJIA over a long period If you want to learn more check out these resources: When Interest Rates Rise Look for […]

5 Uses for Tablets You've Never Heard Of

5 Uses for Tablets You’ve Never Heard Of

So you’ve already discovered how useful your tablet is to shut the kids up, boot up Angry Birds, or any other game, and the kids will be engaged and quite for hours during your next road trip. But besides distracting the kids and watching Netflix, what other uses have you found for your fancy new […]

learning sales in college

Why Every College Student Should Be Good at Sales Before They Graduate

Believe it or not, I graduated college with the full expectation of going to Medical School, but I traded medical School to go become a car salesman. A questionable choice if you ask me looking from the outside in, but one that I hope will help you gain new perspective by the time you are […]

Focus on Investment Quality, Not Quantity!

Investing Tip #173: Focus on Investment Quality, Not Quantity

Your investing success depends on the correct selection of companies and buying them at the correct price. To be a successful investor, you do not need a large number of stocks. You need only a few outstanding companies. Keep your list of stocks short packed with the best companies. Focus on investment quality, not quantity. […]

Don't Invest In Treasuries If Interest Rates are Likely to Increase!

Investing Tip #172: Don’t Invest in Treasuries When Interest Rates are Likely to Increase

When interest rates are low, yields on treasuries are also low and their prices are high. Yields and market price move in opposite directions. If interest rates increase in the future, the treasuries price will decline recording a loss for you. If you want to learn more check out these resources: Treasury Bills: A Smart […]

Follow Your Own Set of Investing Rules

Investing Tip #171: Follow Your Own Set of Investing Rules

Investing decisions should be based on long term goals and not on emotional reactions. Benjamin Graham, father of Value Investing, advises to maintain discipline with your own set of rules and keep patience. If you want to learn more check out these resources: The Five Best Investing Books You Should Read The Value Investing Cheat […]

Student Loan Debt Grace Period

What Should I Do When My Student Loan Grace Period Expires?

If you graduated this past Spring, you’re facing a tough situation soon – your student loan grace period is going to be out of deferment and you’re going to have to start making monthly payments… ouch. For most student loan borrowers, you get a 6 month grace period after graduation. So for May and June […]

How to Get a Credit Score of 800 Before You Graduate College!

How to Get a Credit Score of 800 Before You Graduate College

The last thing you worry about when you are in college is your credit, and unfortunately that means when you join the workforce and get ready to start living, you start realizing why that was probably one of the worst things you could have neglected. There is no reason for me to remind you of […]

product life cycle

Investing Tip #170: Look at a Company’s Product Life Cycle

The growth of business depends on the present stage of the product demand and chances of new substitute products coming into market. Select market leaders who can sustain their edge over time. Some products are short lived and replaced by new hi-tech products. Invest in companies with products unlikely to be replaced. If you want […]

commercial rent arrears

How to Deal with Commercial Rent Arrears

Recent changes to legislation have introduced a new procedure for landlords attempting to take action against a commercial tenant in arrears.  While the changes aren’t completely radical, they do somewhat weaken a landlord’s position in an already difficult situation – and the new system requires that certain specific conditions are met before any recovery can […]

Tuition in Germany is now free for all. Should America follow suit?

Big Changes in Germany: Free Tuition for All

In the past few weeks, big changes have occurred in the German educational system. To give you some history, many German universities were already tuition free, but the last seven states in Germany will now join the rest of the country and abolish tuition. For some context, Germany’s university system was much more affordable to […]

Invest up to five percent of your portfolio in Bullions to hedge against inflation.

Investing Tip #169: Invest Up to 5% of Your Portfolio in Bullions

Bullions such as Gold and Silver are safe and liquid investments. They are used as a hedge against inflation, currency devaluation and economic crisis. Keep a mix of Gold and Silver constituting 5% of your portfolio. If you want to learn more check out these resources: The Pros and Cons of Investing in Gold The […]


Bitcoins: Three Scenarios in Which You’d Use Them

Bitcoins are a digital currency becoming more frequently used for online payments and even investing. In the past Bitcoins were generally used when purchasing an item from another country, but that has now changed. More and more mega retailers are beginning to accept this kind of currency. But that doesn’t mean you should immediately open […]