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SWOT Analysis Investments

How You Can Use SWOT Analysis for Investments

SWOT analysis is a strategic planning method that looks at: Strengths Weaknesses Opportunities Threats It is commonly used in business development and marketing, but it is a great tool to apply to long term investing strategies as well.  When making any investment decisions about a … Keep Reading...

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Investing For College Students

Investing for College Students

College is the absolute best time to start investing for your future.  Heck, college itself is an investment in your future (just not such a financial one).  College is when I started investing.  College is when a lot of famous investors started investing.  The bottom line is that investing for college students just makes sense. [...]

one up on wall street

Investing Tip #82: Read Peter Lynch’s Book “One Up On Wall Street”

The book “One Up On Wall Street” ranks as one of the best investment primers ever for small investors. Peter Lynch guides you on developing strategies in buying, selling and holding equities with a preference for value investing in companies that have sound fundamentals.  His investing philosophy generally resembles the value investing and is largely [...]

protect your finances

4 Things You Need to Protect Your Finances

In an earlier post, we conducted a reader poll to find out what you would consider a financial disaster. The situation mentioned most often was job loss coupled with either the inability to pay bills, or having to be the sole breadwinner as the result of someone else’s job loss. While job loss is definitely a [...]

grahams margin of safety

Investing Tip #81: Use Graham’s “Margin of Safety”

Success of value investing largely depends on the correct estimation of the intrinsic value of the stock. Graham’s margin of safety, the difference between a stock’s price and its intrinsic value, provides you cushion against estimation errors. The farther the purchase price is below its intrinsic value, the greater the margin of safety against future [...]

grahams magic multiple

Investing Tip #80: Use Graham’s Magic Multiple

You can use Graham’s Magic multiple to pick stocks. This multiple is just the multiplication of the two most commonly used valuation ratios, PE and PB. Choose stocks with Graham’s multiple that are less than 22.5. If you want to learn more check out these resources: The 5 Minute Summer Portfolio Jump Start The Value [...]

Student Loan Debt UK US

How Student Loans Are Different In The UK vs. The US

You’re probably not surprised that UK students get students loans, just like American students.  But what you may be surprised at is how their system for paying for college is much more efficient, resulting in lower overall education expenses and less burden for student loan borrowers after graduation. Let’s take a basic look at how [...]


Investing Tip #79: Prefer Stock Priced Less than 15 Times its EPS

P/E ratio is the ratio of market price per equity share and earnings per share. It is a common measure of how the market currently values the firm’s earnings. If you are a value investor, Graham advises not to invest in stocks where the P/E ratio is more than 15. Following this rule can help [...]


Investing in Cisco and the Tech Giants Gets Growth and Yield

Cisco, Intel and Microsoft Battling it Out for Dividend Yield. Just five years ago the title of this article would have seemed like fiction. At the time Cisco Systems (NASDAQ: CSCO) had no dividend at all and large cap tech was not known as a sector to chase yield.   This has changed after years of [...]

Microsoft Office

Microsoft Office 365 is a Student’s Best Companion

Brought to you by Microsoft Office Whether you’re preparing for college this fall or a current student, Office 365 makes for a great companion to help you study smarter, stay more organized and manage your social life efficiently. With the ability to access all of your information whenever and wherever, you’ll always be set up [...]

book value

Investing Tip #78: Prefer Stock Priced Less than 1.5 Times of its Book Value

One way to find a good deal on stock is to look for shares priced less than 1.5 times the book value. Consider the P/E ratio as a valuation metric. If you are a value investor, Graham advises not to invest in stocks where P/B ratio is more than 1.5. If you want to learn [...]

video conference

How Video Conferencing Helps People in Rural Communities

Video conferencing has opened the digital doorway to information and services for people living in rural communities in the U.S. and around the globe. From virtual learning where schoolchildren talk with foreign students in real time, to medical specialists helping people in need—video conferencing bridges the gap, bringing people and services together. Using innovative technology [...]

summer break

Going Home for the Summer? 5 Fun Things to Do

School is out for the summer and many of you will be heading back to Mom and Dad’s house. And if you’re anything like me you’re pretty happy to be back with your family again. That’s not to say that summer break can’t sometimes get boring though. If you run out of things to do, [...]

Kids Investing

How to Get Your Kids Interested in Investing

Some of the most powerful men in the world began investing when they were just kids. Warren Buffett bought his first stock (with his own money) when he was 7 or 8 years old. By investing, he quickly became interested in how the economy and the investment market worked. Why does a stock go up [...]

buy low

Investing Tip #77: Buy Stock at a Lower Price than its Actual Value

Peter Lynch warns that if you purchase grossly overpriced stock, you won’t make any money even if everything goes right. The key to successful investing is to find the intrinsic values of the stocks and then pick only the ones that are quoting at significant discounts to these values. You buy only when you get [...]

optionshouse refer a friend program

OptionsHouse Promo Codes

Since I started investing earlier this year I’ve used Sharebuilder to buy my stocks. Since I already had an account with Capital One 360 this seemed like an easy thing to do. So like a sucker, I paid $6.95 per trade which equated to a pretty decent amount of my investments. But with so many [...]

investing homework

Investing Tip #76: Do Your Homework

Would you be surprised to learn that most investors do absolutely no researching when it comes to investing? “If you read the annual report, you will have done more than 98% of the people on Wall Street” well known investor and author Jim Rogers says, “most people don’t bother even doing the basic homework.” Fisher, [...]

Travis Freeman

Growing Up On Food Stamps To Millionaire Helping Other Families

Today I have the pleasure of sitting down with Travis Freeman, who is the President of Four Seasons Financial Education.  He is also a Certified Financial Planner.  But that’s Travis today.  He didn’t grow up with money, and his role models for money were his parents who struggled to get by.  But he didn’t let [...]

bonds with high ratings

Investing Tip #75: Prefer Bonds with High Ratings

The rating companies, such as Moody’s, Standard & Poor’s and Fitch, provide ratings to the bond issues. The ratings that are dependent on the credibility, stability and financial health of the company, help you to determine the risk associated with the Bond. Buy only investment grade bonds having ratings from Aaa/AAA to Baa/BBB. Avoid high-yield [...]

online universities

6 Common Attributes of America’s Top Online Universities

The state of today’s economy is the driving force behind many people returning to school to further their career or to change their career path entirely. No matter what the motive, there’s no doubt that alternative learning programs and online universities have really turned things up a notch. These institutions are competing directly with their [...]

rising industries

Investing Tip #74: Target Some Rising Industries

Look for companies in rising industries. Find hi-tech companies and the companies with potential to grow in new sectors. Your investment would grow with the success of such companies. As the new sectors carry higher risk, this should constitute only a small proportion of your portfolio. If you want to learn more check out these [...]