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Tuition in Germany is now free for all. Should America follow suit?

Big Changes in Germany: Free Tuition for All

In the past few weeks, big changes have occurred in the German educational system. To give you some history, many German universities were already tuition free, but the last seven states in Germany will now join the rest of the country and abolish tuition. For some context, Germany’s university system was much more affordable to […]

Invest up to five percent of your portfolio in Bullions to hedge against inflation.

Investing Tip #169: Invest Up to 5% of Your Portfolio in Bullions

Bullions such as Gold and Silver are safe and liquid investments. They are used as a hedge against inflation, currency devaluation and economic crisis. Keep a mix of Gold and Silver constituting 5% of your portfolio. If you want to learn more check out these resources: The Pros and Cons of Investing in Gold The […]


Bitcoins: Three Scenarios in Which You’d Use Them

Bitcoins are a digital currency becoming more frequently used for online payments and even investing. In the past Bitcoins were generally used when purchasing an item from another country, but that has now changed. More and more mega retailers are beginning to accept this kind of currency. But that doesn’t mean you should immediately open […]

Too Much Student Loan Debt

Ask The Reader: How Much Is A Lot Of Student Loan Debt?

I get asked a lot of questions about student loan debt. And almost every email starts with the following: I have a ton of debt I’m buried in debt I don’t know what to do about the amount of student loan debt I have It’s the same story: everyone thinks they have “a lot” of […]

Three Simple Trading Rules for Smart Investors!

Investing Tip #168: Stick to These Three Simple Trading Rules

For maximum effectiveness follow these three simple trading rules: keep your bets small, cut losers and ride winners. Set your cut off percent for loss and profit bookings. Keep emotions under control, especially when the market is volatile. If you want to learn more check out these resources: 7 Ways to NOT Blow Your Trading […]

trade forex

How to Learn to Trade Forex

I’m a firm believer of knowing what you’re doing before you start investing. But let’s face it – most of the time investing isn’t hard at all. If you stick with what you know and keep your plan simple you’ll be just fine. Today I want to talk about a different type of investing – […]

Republic Wireless Review

Republic Wireless Review

I first got the chance to try Republic Wireless last year. And to be completely honest I was skeptical that I’d actually get service. You see, instead of relying on solely on phone towers Republic Wireless takes a different approach throwing Wi-Fi into the mix. And since the Republic Wireless services relies heavily on the […]

beat the market

Investing Tip #167: Don’t Try to Beat the Market

Behavioral Finance says individual investors should aim at making reasonable earnings on their portfolio. They should not attempt to beat the market. Trying to beat the market is a losing game. If you want to learn more check out these resources: What Do You Tell the Successful Stock Picker? Could a Monkey Beat Your Portfolio?

university education

Saving Money for a University Education

Although a higher education is extremely important, securing the necessary funds can be quite challenging. Notwithstanding the government grants and loans available, what are some other ways to save money over time? For both students and parents alike, this important question should be addressed. Let us have a quick look at some of the most […]

Short Term Investments For Young Investors

10 Short Term Investments For Young Investors

Right now, the market is at all time highs, but it’s starting to pull back. If you’re a young investor and don’t want to see an immediate decline in your portfolio, now’s a good time to consider short term investment options. Short term investments typically don’t see the growth of longer term investments, but that’s […]

don't use technical analysis mechanically

Investing Tip #166: Don’t Use Technical Analysis Mechanically

Technical Analysts predict prices based on price trends and patterns. It is a common investor behavior to make short term profits from such predictions. But ultimately it leads to portfolio concentration and also drags returns. If you want to learn more check out these resources: The Importance of An Investing Mentor Investing for Millennials

technical analysis

Investing Tip #165: Technical Analysis Needs Professional Expertise

Technical analysis is based on interpretation of charts and graphs to find meaningful patterns. The estimates based on wrong interpretation may lead to the wrong forecast about the short term price movements. Depend on professional technical analysts only. If you want to learn more check out these posts: Swing Trading Strategies with Alexander Elder: 3 […]

Many Financial Products are Mis-Sold

Investing Tip #164: Many Financial Products are Mis-Sold

Many financial advisors, through television and print media, provide advice which is not in the best interest of investors. Financial Planners may influence your decision to buy financial products you don’t need. Listen but critically analyze their advice before taking action. If you want to learn more check out these resources: Lessons Learned from a 28 […]

diebold share

Diebold Turnaround Could Create Value for Investors

Diebold’s products are used almost every day by people across the world.  Diebold is best known as the manufactures of ATMs. It is in the midst of a turnaround that could generate value for investors.  It is not a sexy story, and that has left it under covered.  Often in those circumstances, investors can find […]

Consult with financial advisors on a fee only basis!

Investing Tip #163: Consult with Financial Advisors on a Fee Only Basis

A financial advisor working for a percent based commission has his interest ahead of yours. He gets commission driven by sales. He will push products on you. An advisor with a high standard of ethics will charge you a fee only and will give you honest advice. If you want to learn more check out […]

hacker proof your credit cards

How to Hacker Proof Your Credit Cards

Have you ever furnished your credit card number, expiration date, and CVV numbers for an online form or to a company representative requesting them? Of course you have. We all do this routinely without a second thought. However, it is becoming a more dangerous practice today with the explosion of cybercrime. Just ask Target and […]

video conferencing

The Best Practices for Training Sessions Using Video Conferencing

While it isn’t conducted in front of a viewing audience, video conferencing can be a sort of performance in that those attending the conference only have a small window of time to deliver their individual contribution to the team effort. Like any other type of performance, the “stage needs to be set” and the players […]

invest in yourself

Are You Scared to Invest in Yourself and Your Future?

I recently read an article that discussed the fear that surrounds investing and accumulating wealth. I have to admit, I am slowly overcoming my own fears around investing as well as my own preconceived notions of what it means to be “rich.” As a person in debt, investing and building wealth can seem volatile, uncertain, […]