An interesting question crossed my mind the other day – do college students need life insurance. And as with any tough financial question, the answer is: it depends on your situation. There are many different reasons to consider getting life insurance while you are a college student, but I want to highlight two big reasons [...]
HDDs vs. SSDs: The Billion Dollar Tech Question
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When old technology meets new technology, the tectonic plates create an earthquake before one prevails over the other. Right now, “old” technology names look like old school value plays on Wall Street. One of the best values, at least on the surface, is in the hard-drive business. Hard Drive Manufacturers There are only two [...]
Our Outlook is Rosier – Now What?
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Rising confidence doesn’t mean it’s time to open your wallet In May, Reuters reported that consumer sentiment was at its highest levels since late 2007. Those were the early days of the financial crisis, one that a recent Federal Reserve report determined had caused a nearly 40 percent decline in America’s median net worth. So [...]
Do You Suffer from Financial Burnout?
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You’ve made your budget, you’ve set your goals, and you’ve made sure to track your spending. You have a retirement account (or two), are building a substantial emergency fund, and make sure to adjust your investment strategies as necessary. You’ve even gone as far as always paying yourself first while simultaneously knocking down/out any debt [...]
Infographic: The Rise of Female Traders
Check out this great infographic from City Index that highlights the rise of women opening trading and brokerage accounts. And check out the average age as well – it’s not just young women either. Source: http://www.cityindex.co.uk
Can We Really Trust Monsanto?
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Monsanto (MON) is probably the most well known, yet obscure company in the world. And if you know who they are, you most likely have a very personal/intense opinion about them. The reason? A big part of Monsanto’s business is genetically modified crops – and there is controversy about how they grow and supply the [...]
How Your Insurance Company Gambles With Your Money
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While insurance is there to protect you, companies wouldn’t sell it if it wasn’t profitable. And, in fact, the insurance business is extremely profitable (which is why Warren Buffett loves it so much). You might wonder how it can be profitable when the premiums are relatively low compared to what the company could potentially pay [...]
Apache Corp: Safe Play on All Things Energy?
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I’m usually not much for energy stocks. Given their cyclical nature and high capital requirements, they’re a unique kind of investment. Besides, unlike virtually any other business, oil and gas producers have very little ability to set market prices. That said, there’s always something alluring with businesses that sell a product the public absolutely needs. [...]
SME Economics: Easy Ways to Cut Basic Business Costs
Small and medium enterprises (SMEs) are consistently faced with economic challenges. With the current climate subjecting even the biggest business names to an early grave, independent companies have to fight harder than ever for a place in the market. In retail alone, the first five months of 2012 have seen over 30 medium and large [...]
How a Frat Party Can Teach You Personal Finance
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The great thing about personal finance is that it is everywhere. Everything you do and interact with is related to it, and you’d be surprised at the lessons you can draw from just about anything – including college parties! I was talking to friend who was going into summer break from his junior to senior [...]
5 Medical Field Careers Worth the Tuition Fees
Employment projections published in 2010 by the U.S. Department of Labor show jobs in the healthcare and medical sector growing faster than averages from other industries. Higher average wages also reflect the growing need for more workers with the field and offer a good return on these 5 medical field careers worth the tuition fees: Medical Billing and Coding Workers in [...]
Money: What Does it Really Mean to You?
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There are so many times when we think, “Make more, earn more, have more.” But do we ever really take the time to think about what money really means to us? While I was growing up, money was extremely tight. In other words, if it didn’t fit into the “need it to live” budget, you [...]
Are Bonds Better Than Stocks Right Now?
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Over the last month, investors have still been flocking to bonds despite record low interest rates. In fact the average yield on bonds issued by Group of Seven countries (United States, Canada, Germany, U.K., France, Italy, Japan) has fallen to 1.23% as of June 12, from around 3% back in 2007. And for several countries [...]
Zynga Stock: Can You Play the Long Poker Odds?
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Investing is a little like prospecting for gold. There are billions of dollars to be found somewhere in corporate filings at any given time. It just requires digging. Lots and lots of digging. In light of Zynga’s (ZNGA) rapid descent from its IPO (the stock trades at a 48% discount to its IPO price), this [...]
Warning: Preparing for Life After Graduation
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It’s graduation time for college students across the country! Congratulations, you made it! However, now you need to start getting everything in order for life after graduation. So, take a few days and celebrate, but get ready for the real world. This means getting a job, moving out of the dorms (and preferably not into [...]
Dating on a Dime: 11 Frugal Ideas to Keep the Romance Alive
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Money and romance. Why is it that our society seems to be clueless about the former and starved for the latter? Why is it that the moment these two topics are combined, the result can sometimes be as gut-jarring as a breakup? I believe it’s partly due to our society’s warped perspective that in order [...]
Ways to Save on Gas and Electricity
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More often than not, people worry about spending beyond their means, especially if they run a business. While cutting back on buying raw materials, purchasing cheaper goods and the like can help to bring down the cost of overheads, there are some things which seem to get more expensive, no matter how much you try [...]
How to Roll Over Your 401k When You Change Jobs
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When you change jobs (which many people have over the last few years), you may not quite know what to do about your old 401k. Your old employer most likely didn’t tell you anything, and your new employer may have had one line in the middle of your benefit package. Depending on your old employer’s [...]
What Warren Buffett Loves about Wells Fargo
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Warren Buffett is known for his ability to select investments with skill that perhaps not a single investor can duplicate. He’s also known for his loyalty to particular companies and brands. Think of his insistence on drinking Cherry Coke everywhere he goes, or how he seemingly always has a box of See’s chocolates on him, [...]
Different Lending Alternatives
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There are may different ways that you can get a loan if you need one, especially depending on the purpose of the loan. Here is a look at different alternative ways you can go about getting a loan to meet your individual needs – whether it is starting a small business or making ends meet. [...]
