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The College Investor’s Market Thoughts – September 30, 2011

This last week has been another wild one, but it seems to be ending on a higher note.  That is, unless you were holding gold, which is down about 10%.  Instead of my usual weekly chart, I thought I would share a chart of gold prices versus the Dow Jones Industrial Average for the past [...]

The Wedding is Important, but the Future is Vital

One’s wedding is one of those pivotal and key moments in a persons life.  For many women, a wedding is dreamed of from childhood.  For many men, no expense should be spared while pledging his life to the woman that he loves.  With celebrities gracing the covers of glossy magazines, touting weddings that cost millions [...]

Are Your Savings Bonds Still Paying You Interest?

As investors seek alternative plans to grow their money in light of the volatile stock market, savings bonds have become one of many popular choices for long-term savings growth.  Savings bonds increase the initial investment with an interest rate that is guaranteed by the federal government.  However, given that they are an investment plan that [...]

The College Investor’s Market Thoughts – September 23, 2011

Last week’s bear market rally sure was a fun memory after the 5%+ drop we saw this week! So, what drove the market down this week? The Fed Statement: The Federal Reserve announced this week that it will being purchasing longer-dated securities in an effort to lower longer term interest rates.  The Fed also announced [...]

The College Investor 2 Year Anniversary

I can’t believe that The College Investor has just recently passed it’s two year anniversary!  Its crazy how fast it’s gone!  It is also cool to look back and see just how much the site has grown over the last two years.  Especially since I struggled through my first year of blogging without a clue [...]

The Best 401k Moves You Can Make

In recent years, various aspects of Social Security have dominated newscasts, and the reports aren’t good.  Social Security is in serious trouble and it’s not likely to last long enough to benefit today’s workers.  Fortunately, there are other options.  The 401k plan has been a favorite choice for among workers and employers and provides a [...]

Review and Giveaway: The Wealth Cure by Hill Harper

I was recently given the opportunity to read through Hill Harper’s new book, The Wealth Cure, and I found it to be quite enjoyable. Read my review, and enter the contest below to win a free copy! The Wealth Cure conveys the need to not only build solid financial foundations, but to make sure that [...]

The College Investor’s Market Thoughts – September 16, 2011

Is it a bull market in the making, or just another bear market rally?  The Dow is up over 5% this week, after almost 5 straight days of gains!  That is a nice change of pace compared to past weeks! So what has been driving the market this week? Potential Bailouts in Europe: The market [...]

Using a Dividend Reinvestment Plan to Reinvest Dividends

Having the right information and a well thought through investment strategy are of the utmost importance, especially when trying to invest in our unstable and unpredictable economy. There are many different financial tools and vehicles for investment, but many wonder what the best, and most importantly safest, ones are.  Dividend stocks are some of the [...]

Should I Refinance My Home?

You might have heard people asking, “Should I refinance my home now?”  You might wonder if you should actually think about the same thing yourself.  Read on to see if you actually should refinance your home. First, refinancing your mortgage is process of replacing your existing mortgage loan with an absolutely new one.  The new [...]

The College Investor’s Market Thoughts – September 10, 2011

What another crazy-volatile week on Wall Street.  Just looking at the graph of the Dow Jones Industrial Average for last week makes me seasick.  Piece that together with the one from last week (College Investor Market Update September 2, 2011), and you got a whole series of volatile days! Here are some key factors that [...]

FHA Loan Limits May Drop on October 1

One of the many pieces of emergency legislation passed during the financial crises was a bill that increased conforming loan limits for FHA borrowers.  The Federal Housing Administration guarantees loans at competitive market rates, but only requires borrowers to put down at least 3.5%.  Also, the debt-to-income ratios can be higher and there are no [...]

What is Prepaid College or Tuition

Surely, every parent wants to ensure a bright future for his or her child.  Although some are blessed with adequate wealth, enough for them not to be bothered by sky high college tuition fees that continue to increase every year, there are still a lot others who are financially challenged.  However, this should not prevent [...]

You Can Get Deals Like Buffett

All over the news, there has been talk of Warren Buffett buying preferred shares of Bank of America and getting a great deal that individual investors simply couldn’t get.  And you’re right about one thing – Bank of America isn’t going to be calling up small investors any time soon and offering them preferred shares.  [...]

The College Investor’s Market Thoughts – September 2, 2011

Last week it seemed like the economy could be going in the right direction.  The hurricane didn’t do as much damage as previously thought, and some indicators were looking positive.  But, then on Friday, the jobs number came in flat, and it sent the Dow Jones Industrial Average negative for the week. Here are some [...]

Freshman Year Tips

Today’s post is from Squirrelers, a personal finance blog about squirreling your money away!  This post is part of the Yakezie Blog Swap, and you can read my post about Working is Essential for College Freshmen at Squirrelers.  Freshman year of college is a huge step in the lives of many young people.  Aside from [...]