An understanding about when you should contact and get help from a lawyer for your student loan debt problems.
The Collection of Student Loan Debt Articles
Here is the collection of all the articles on student loan debt that I've written here at The College Investor. However, it's in chronological order. If you want a better resource, check out my Everything Student Loans page for more information on student loans and student loan debt. If you want the most comprehensive guide available, download my free eBook on student loans: Student Loan Debt: Getting in Smart, Getting out Painlessly.
How to use crowdfunding to pay for college, including what platforms to use and how to craft a campaign that will get funded.
Once you graduate or resume paying your student loans after a period of forbearance, you may find that your student loan servicer has changed. Unfortunately, the task of finding and paying the proper company rests on the borrower, along with other facts you probably didn’t know about your student loans. If you don’t know where to […]
There are multiple ways to get student loan forgiveness for teachers, including PSLF, Teacher Loan Forgiveness, Perkins Forgiveness, and more.
Student loan default is what happens when you don’t pay your student loans. Your student loans are turned over to a debt collector, who then attempts to collect the debt. At this point in time, you’ve likely already seen your loan balance rise, late payment fees have become part of your loan, and interest continues […]
Do you have student loan debt that is so enormous that your salary won’t ever allow you to pay it off in this lifetime? Do you owe more student loan debt that you make? If so, take a deep breath, and keep reading. You went to school with aspirations for a better future, and you […]
Is student loan debt weighing heavily on your mind? Are you wondering how you’ll ever balance your monthly expenses as student loan payments continue to dig a hole in your pocket? Are you seeing your tax returns garnished because you’re in default on your student loans? Or even worse, maybe you have more student loan debt […]
The class of 2016 graduated with an average student loan debt of $37,172, and more than 44 Million borrowers over $1.4 Trillion (with a T) in federal student loan debt. If your debt load means you’re struggling to meet your monthly obligation, you may want to consider enrolling in RePAYE (Revised Pay as You Earn […]
This blog post is part of the Pay Down My Debt (PDMD) blog tour, sponsored by US Equity Advantage. PDMD is a solution that accelerates debt payoff and helps consumers monitor their credit and make smarter purchasing decisions. If you’re looking to pay off debt find out how they can help. It’s pretty safe to […]
You’ve received your fat admissions packet, toured the campus, and even bought a t-shirt, but your financial aid package falls short of expectations. Maybe you didn’t get any scholarships or grants – just student loans. Or maybe you were expecting an amount much larger than what was offered. What can you do? You can appeal […]
Navient student loan servicing has allegedly been misleading student loan borrowers. What should you do if you think you’re a victim?
ACS Loan Serving, also known as ACS Educational Services (and owned by Xerox believe it or not), is one of the largest loan servicing operations contracted by the Department of Education. In recent years, because of complaints with ACS Loan Servicing, most of their Direct Loans were transferred to other Federal loan servicers by the Department […]
If you’re over the age of 25 you might feel like the odd-one-out if you’re thinking about going back to school. You shouldn’t, though. Nearly 40% of college students are considered adult learners, over the age of 25. Going back to school as an adult has some major benefits. First and foremost you’re far more […]
One of the biggest challenges of getting a private student loan is that most private student loans typically require a cosigner. At this point in time, most people have written it off as common practice ( in fact, a recent CFPB study found 90% of private loans had cosigners). However, it’s still possible to get […]
It’s that time of year where we look back on what we have and haven’t accomplished and decide what to tackle in the next twelve months. For many, wealth building and debt reduction will be among the top goals for the year. If eliminating some of your debt while simultaneously improving other parts of your […]
Your uncle, your cousin, your boss at work – it seems like everyone these days has student loans. They must give them out to anyone who asks, right? Not necessarily. While the requirements to receive student loans aren’t particularly restrictive, there are certain criteria you must meet before being considered. This is different at the […]