Have you ever thought about how you physically handle your money? I’m talking about your cash – where you put it, how crisp and organized your keep it, how you hand it to others. Have you ever thought how you physically handle your money could be a reflection of your money mindset – and it […]
Spend Smart Articles
These are the best articles on spending money wisely. Life requires us all to spend money, so just be smart about your spending and you'll be on the right financial track.
Investors (like all humans) possess built-in mental “handicaps” that poison their decision-making. The sunk cost fallacy, hindsight bias, and anchoring are just a few of the most problematic. Yet perhaps even more troublesome than these errors is the phenomenon known as “mental accounting.” Mental accounting refers to the tendency of humans to develop and make […]
Money and finance doesn’t have to be “all or nothing”. But the trouble is, you hear it all the time – pay off your debt OR save. Invest OR spend. Too many people (and some financial pundits) push you towards OR, not AND. While it’s great to plow money into paying off debt, you shouldn’t do […]
A breakdown of the best cell phone plans for college students, comparing Sprint, Republic Wireless, Verizon, AT&T, and more.
If you think Disneyland is just for kids you’re wrong. As an adult, going to Disneyland is a great way to relax, enjoy friends and family, take a break from everyday life and of course, reminisce over childhood memories. (And if you happen to have kids, bringing them to Disneyland makes you the coolest parent […]
This post was sponsored by Chase. The content and opinions expressed below are that of The College Investor. How would you feel if you spent years building up your personal assets and then in one swoop everything you worked for came crashing down? If you think something like that could never happen to you, you’re […]
One of the most thrilling parts about growing up is detaching yourself from any monetary support systems you may have and becoming financially independent. Learning how to do so can be quite challenging for many though. Numerous college grads and students have financial responsibilities such as rent, health insurance, auto insurance, cell phone plans and […]
I’m a firm believer that you shouldn’t lend money to anyone for a personal reason. Lending to a business is an investment, and should be treated like an investment, but lending to a friend or family member is different, and should not be treated as an investment. The reason this topic comes up at this […]
Some like to blame Millennials for a lack of preparation to pay back their student loans, saying that they would rather make memorable experiences than student loan payments. However, the truth is that generations Y and Z are dealing with the worst student loan crisis in history. Student loan debt has been steadily increasing for […]
Everything has an expiration date. Food, chemicals, even relationships. Your dear credit card is not an exception. There will be a time where your credit card will expire. But what does credit card expiration mean? Here are the reasons why your credit card is expiring: Wear and tear – Your credit card’s magnetic strip is […]
Qualifying for a personal loan can be just the ticket to get your hands on cash when you need it. This type of loan can be an important tool for consolidating and reducing your expensive credit card debt. When you borrow responsibly with a personal loan, you can improve your financial situation by consolidating debt […]
After you leave college and start to build your life, the numbers you pay attention to will change. Instead of GPA’s and exam scores, your focus will shift to bank balances and credit scores. As a recent college grad, it’s important that you have an awareness of these numbers right from the start so that […]
Ah, the first rush of getting your first credit card. The feeling of holding a rectangular, plastic, card that seems to hold the key to Narnia, or to any magical place that you can think of. Imagine of all the clothes, the toys, and gadgets that you can acquire with the power of credit card. […]
Now that people all over the nation have come out of their Powerball-induced haze, there’s one thought that millions are sharing: I just wasted my money. But as easy as it is to pick on lottery players for paying the “stupid tax,” they’re not the only ones flushing money down the drain: chances are, you’re […]
If past budgets have failed you it’s possible you’re not budgeting for your personality. Take a look at these options to see which is the best for you.
When you’re looking for your first credit card all the choices available can seem overwhelming. There are so many different options to choose from and you need to find the card that best suits your needs. When I got my first credit card I didn’t take a strategic approach at all. Instead I just applied […]