Other Posts Written by Guest Bloggers

The Ultimate Guide on When to Make Traditional IRA vs. Roth IRA Contributions

When it comes to retirement accounts, the biggest debate that continues to rage on is this: Traditional IRA or Roth IRA.  You have several financial pundits that promote the traditional IRA, and you have just as many pundits that promote the Roth IRA. There is no definitive, “one size fits all” when it comes to [...]

6 Ways Your Brain Sucks at Managing Money

You’ve probably heard that, as humans, only use 10% of our brain. Perhaps it’s the other 90% that actually knows how to manage money. Because we suck at it. To be honest, your brain isn’t that great at a lot of things. Don’t take that as an insult— I’m sure you’re an extremely smart individual [...]

What is Spread Betting?

Financial spread betting was first conceptualized in the 1970s and it gives retail clients an opportunity to place leveraged trades on global markets.  One of the main attractions of spread betting is that it allows investors to short the market, e.g. place a trade against the market believing it will go lower. Spread betting is [...]

Is Peer-to-Peer Lending Over?

Has the ship sailed on peer-to-peer lending for individual investors? Over the past few years, thousands of investors have been drawn to marketplaces like LendingClub.com and Prosper.com, seeking strong returns by buying up small portions of loans from borrowers. The set-up is a win-win: Borrowers get access to funds they wouldn’t otherwise be able to [...]

Investing While Still In School

I met Robert from The College Investor at Fincon 13 this Fall.  My first thought on seeing his badge showing the name of his blog was that it was about how to invest FOR college, not IN college.  I spent essentially my entire 20s in school, and I confess I didn’t do much investing, at [...]

Challenges That First-Time Home Buyers Face

Buying a home can be challenging for both the young and old, but buying a home for the first time can definitely be more difficult than you might think. If you have never bought a home before, you are probably unsure of everything that occurs in the process. Do you know what entails getting a [...]

Thinking of Investing in Gold? Here’s what you Need to Know

Since time immemorial gold has been considered a safe haven against sweeping global economic uncertainty. Much the same is true today where the financial crisis and near economic collapse has seen widespread uncertainty decimate entire economies. Greece, Spain, Portugal and Italy are but a few examples of how severe an economic crisis can be, and [...]

Your Wallet Loves This Strategy For Cheap College Textbooks

Everyone who goes to college knows the huge hole in your wallet that college textbooks make. I have executed a strategy that has saved me hundreds of dollars while buying my college textbooks and I wanted to share it with you today. This strategy will not only save you money by getting you cheap new [...]

Tips for Paying Down Your Debt Faster

Below is a guest post from Alice, writer on OnBetterTerms. If you’re in debt, you know how frustrating it can be at times when you feel like you are constantly sending your paycheck to other people rather than saving it for yourself. That said, paying down your debt is a really noble goal and here [...]

10 Reasons to Keep Learning After College

Just because you have completed college does not mean you should stop learning! Life-long learning is the secret to success in both your career and personal life. You might be finished with one degree, but here are some reasons why you should keep challenging yourself with new knowledge and skills in your adult life, both [...]

Confessions from Recent College Grads: The Reality of the Real World

Saving up is extremely important, but in order to do that we have to first get a job and hold it down. This can be much tougher than expected for recent graduates. According to the 2013 report released by the Economic Policy Institute, the unemployment rate for recent college graduates is 8.8 percent (compared with [...]

Can You Invest in Real Estate During College?

In college I once ate a whole pound of sharp cheddar cheese. The dare, of course, was to eat two pounds, and I failed miserably. I just couldn’t get past the first pound of cheddar, and to this day, I still have trouble enjoying a nice bowl of Mac ‘n Cheese. I’m sure you have [...]

6 Key Points on the New Student Loan Rates

If you are following the news, you probably know that interest rates on Stafford student loans in the US just doubled from 3.4% to 6.8%. Congress was unable to come to an agreement to keep the rates at the same level. But what does this mean for the typical college student with a student loan?  [...]

Student Loan Debt and Sallie Mae: Getting the Help You Need

Getting a college education is an expensive process. The costs of going to school add up quickly and for many people, even though getting a college degree does eventually pay off, it may take a few years of working before they finally land a G.O.O.D. (Get Out Of Debt) job with a livable salary. In [...]

Why Portfolio Diversification Isn’t Dead

It is sometimes easy for investors to lose track of the big picture while focusing on the details. Few spend as much time worrying about their portfolio diversification and asset allocation as they do looking for winning investments. After all, gains and losses are made with stocks and funds, not abstract portfolio concepts. But while [...]

How To Change Bad Financial Habits

Good intentions can only go so far in changing bad habits. It takes time and commitment to change bad financial habits. Scientists studying addiction have found that a brain chemical, dopamine, is released when humans experience pleasure. Dopamine is a neurotransmitter that sends messages throughout the brain and creates pathways that lead to addictive behavior. [...]

Things to Consider Before You Apply for Student Loans

Talk to just about anyone who is currently repaying their student loans and they will likely tell you that there are lots of things they didn’t know or wished they would have done differently when they got their student loans. One of the most popular misconceptions about student loan debt is that it is “good [...]