I took this idea straight from Punch Debt in the Face. I hope you like it.
In order to get to know each other, I think that we each should fill in the blanks of this paragraph, and paste it below in the comments. Read it, and then you can see my fill-ins below.
My name is Blank, and I find investing to be Blank. The scariest thing to me about investing is Blank. Because of this, I try to make my investing decisions based on Blank. If I had a financial do-over, it would be Blank. If I won $1,000,000, I would Blank. Okay, enough of getting to know each other, its time I Blank so I can Blank.
Here is mine filled in:
My name is Robert, and I find investing to be fun. The scariest thing to me about investing is not knowing the future. Because of this, I try to make my investing decisions based on thorough research and evaluation of company financials. If I had a financial do-over, it would be to go back in time like Hot Tub Time Machine and invest in all of the hot stocks of the last decade. If I won $1,000,000, I would invest it in the stock market and real estate. Okay, enough of getting to know each other, its time I go to bed so I can get some sleep.
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This post was written by...
Robert – who has written 317 posts on The College Investor.
Robert is the founder and editor of The College Investor, a personal finance site dedicated to young adult and college student finances. You can learn more about him here and connect with him on Twitter or Facebook.
{ 12 comments… read them below or add one }
My name is Joe, and I find investing to be slow and steady. The scariest thing to me about investing is losing my shirt. Because of this, I try to diversify my between US and foreign stock market, rental real estate, and looking for more. If I had a financial do-over, it would be buying a first duplex instead of first house and invest in rentals sooner. If I won $1,000,000, I would quit my job and invest 95% of that. Okay, enough of getting to know each other, its time I feed the baby so the Mrs. can make breakfast.
have a good weekend
My name is Dave, and I find investing to be exciting. The scariest thing to me about investing is making choices based on emotion. Because of this, I try to make my investing decisions based on fundamental analysis of both growth and value stocks. If I had a financial do-over, it would be to not buy a new car out of college. If I won $1,000,000, I would invest it and continue working so I could retire comfortably by 35. Okay, enough of getting to know each other, its time I make some lunch so I can eat.
My name is krantcents (Larry), and I find investing to be exciting. The scariest thing to me about investing is lack of control. Because of this, I try to make my investing decisions based on asset allocation. If I had a financial do-over, it would be I wished I increased my position in Amgen in 1980. If I won $1,000,000, I would probably invest it in a dividend fund. Okay, enough of getting to know each other, its time I get back to work so I can go to the movies tonite.
My name is Jacob, and I find investing to be a very interesting test of psychology. The scariest thing to me about investing is that the returns of the future will most likely not be what they have been historically. Because of this, I try to make my investing decisions based on short term fluctuations. If I had a financial do-over, it would be to start my Roth IRA at age 18. If I won $1,000,000, I would pay 40% in taxes, spend 10% of it, and save the remaining 50%.. Okay, enough of getting to know each other, its time I drank coffee so I can wake up after running a half marathon this morning.
My name is Jon the Saver, and I find investing to be an adrenaline rush. The scariest thing to me about investing is not having enough at retirement. Because of this, I try to make my investing decisions based on conservative principles. If I had a financial do-over, it would be to invest more during college. If I won $1,000,000, I would give a 1/4 to charity, invest a 1/4, buy a Ferrari, and buy a house. Okay, enough of getting to know each other, its time I hit the gym so I can stay lean and mean!
Very cute-I like this exercise, especiallly the “time machine” one.
My name is Jackie, and I find investing to be a must. The scariest thing to me about investing is the uncertainty. Because of this, I try to make my investing decisions based on data. If I had a financial do-over, it would be to have gone to a different college. If I won $1,000,000, I would retire today. Okay, enough of getting to know each other, its time I get back to work so I can get a new version of my app out.
My name is Amanda, and I find investing to be a way to get ahead. The scariest thing to me about investing is not having started early enough. Because of this, I try to make my investing decisions based on any extra money I have in my account (I invest in an index fund). If I had a financial do-over, it would be to have started investing earlier. If I won $1,000,000, I would buy a home in Japan, donate, and invest. Okay, enough of getting to know each other, its time I get off teh internet so I can work on our yard.
@ Retirebyforty – Rentals are a great source of income, but they require a much different type of work than most investments!
@ Dave – Same here! I would have gone with a used car instead of a new car! There would have been some great savings…oh well…you live and learn!
@Krantcents – I think we all wish we could go back in time!
@Jacob – **applause** Way to go with the marathon running…that is whole different ball game that take some serious dedication!
@Jon – I’m seeing a theme with people wishing they had invested earlier! Let’s get the word out!
@Jackie – I would love to hear why you would have gone to a different college.
@Amanda – Investing earlier…same theme…
What a great idea!
My name is LaTisha, and I find investing to be mentally stimulating. The scariest thing to me about investing is wasting time and missing opportunities. Because of this, I try to make my investing decisions based on market timing. If I had a financial do-over, it would be debt free because I would never have gotten that first credit card at 18. If I won $1,000,000, I would pay off all of my debt then buy TIPS and keep working on building a business. Okay, enough of getting to know each other, its time I fix my PC so I can make more money trading.
@ LaTisha – I agree about missed opportunities, but you can’t spot them all!
My name is Jason, and I find investing to be extremely interesting but sometimes intimidating. The scariest thing to me about investing is not having all of the information required to make a sound decision. Because of this, I try to make my investing decisions based on knowledge, never emotion. If I had a financial do-over, it would be to attend college a year earlier, and open retirement accounts and mutual funds five years earlier. If I won $1,000,000, I would spend a little, save a lot, invest most. Okay, enough of getting to know each other, its time I this website stopped distracting me so I can finish my homework and go to work!